Friday, July 10, 2009

Yesterday sucked


Molly (my dog) had to be rushed to the pet emergency room as she was having difficulty breathing. She has been diagnosed with congestive heart failure and is on a three medications now. I was so scared/worried/nervous while I waited in the family room for her tests to be run.
Let me tell you why you get pet insurance. They wanted to keep Molly for a few days. It could cost up to $2000 they said. I asked them to run the tests first and then we could decide. The tests came to $661.14. Molly will now be on medication the rest of her life. Her medication will cost me approximately $16.07/day (this could change as she may not have to take one of the pills the rest of her life). I love her very much and wouldn't not take care of her because of the cost so please don't misread this.
The vet told me that she was alert and responsive, and although he recommended Molly should be admitted, he would let her go home. I have an appointment with my vet tomorrow to follow up as well as look into the prescribed food that she will need to be on now.

Sometimes I feel like I get two steps forward and 15 back when it comes to money. but like I said, I love her and will do anything to make sure she is comfortable. She is ten years old and I would like to see her last years alive as happy as her first years were.

Thursday, July 9, 2009

Dear "Doorkid" at Stampede Beer Gardens

Why would you search me for alcohol? If I had my own bottle, do you really think I would hang out in a place where they sell over priced warm BUD? I know you think this ten days is really making your resume look cool and maybe you will get your dream job of mall security, but please remember that Stampede is not about being a condescending jerk. I can understand searching for weapons, but the liquor thing threw me for a loop.

~Arual

Dear Dream Home Winner selector,

Please draw my name. I would love a house and will take really good care of it.

~Arual

Dear Flap Jacks,

I love you. I wish you were free every morning, year-round.

~Arual

Dear Thursday,

I think you are alright, but I really wish you were Friday. Or even better, Saturday.

~Arual

Wednesday, July 8, 2009

Dream Job???

Click here to read the article

This sounds like a great way to make $100 000 a year....I wonder what the benefits are like?

Or maybe this is the one!

5 no spend days

I have completed 1/3 of my goal for this month. I didn't spend on July 1, 4,5,6 and 7.

The secret to not spending? Not leaving my house! And if I am at work, I have to go straight home in order to bypass money slipping from my hand.

I work down at the Stampede grounds this evening. Its going to be very hard not to be enticed by mini-donuts, deep fried everything, cotton candy or anything down the food avenue. I don't think I am going to be able to achieve my goal of only eating out once/not spending any money on fast food. But is it worth it as the Stampede is only once a year?? I work until 7...maybe I can avoid it....

Tuesday, July 7, 2009

My plans fell through...

...we were looking at buying, but someone didn't take care of his credit and we couldn't get financing. I am disappointed and a little bit angry. I don't make enough to buy a house on my own (even if he was helping to pay mortgage payments). NOW because we gave notice to my place already, I need to find an apartment/basement suite/duplex for September 1 2009. Nothing like moving when there will be a slew of students looking for places too. One that will allow my dog.

I am thinking about my options.

1) Look at what I can be approved for on my own and consider buying my own condo. This can then lead to an investment in my future that i can either rent out later on for income or sell.

2)Find a place to rent that is obviously cheaper then what I am paying right now. And save, save, save the difference...while paying down my credit card bill even more.

3)Sell everything I own and go on the road with my dog and my cat living adventures as we migrate from town to town (this is never going to happen but I like things to be in thirds)


I really am leaning towards choice one. But I know this is not something that is going to happen in 6 weeks. If I go with choice two, I will be in a lease for 12 months somewhere which means I have time to save. A may be able to create better credit in that time too.

And also, now that I won't be moving in with my dad I will have to pay rent for somewhere in September. This puts a damper on my loan repayment plan...maybe.
Right now I am requesting a $100 extra payment. Then I pay a scheduled $100 on July 17th and a scheduled payment of $100 on July 31. July 31, I will also request an extra $150 payment (The $50 saved from July 2, 16th and 31st's pay cheques for this purpose). This means by July 31st I will have paid $450. I owe about $1100 right now, so August 1st, the amount will be down to $650.00. 2 schedule payments of $100 each will bring the amount owing to $450. I save $50 extra from each payment to put towards the loan so that's $100 more paid (amount owing would now be $350). I think if really scrimp, I can come up with $350 extra dollars from now till August 31 and my loan will still be paid off. It means an extra $87.50 a pay cheque. Or I can "borrow" this money from my down payment account.
Either way, I believe it will be beneficial for me to have this loan out of my life. And I will figure out a way to have this happen this summer.

Monday, July 6, 2009

Hey Any Calgarians...

If you are reading this and want to know where you can eat free breakfast for the next ten days go to www.flapjackfinder.com

Also, I put on my red shoes today to spice things up on a gloomy Monday. They are not being very nice to my feet, but look awesome! Good thing I sit down most of the day :) I am making myself wear all of these shoes I have bought because I fell in love this week.

Maybe I will post pictures later.....maybe.

Sunday, July 5, 2009

No-Spending Saturday And Sunday!

I didn't spend a penny this weekend.
This is three days in July of no spending. 1/5 of my goal accomplished.